Paying Off Debt

If you’re struggling with debt you aren’t alone! Get started cleaning it up by learning how to create a plan to pay it off and get the tips and tricks I’ve learned on my own debt freedom journey!

The Importance of Accountability to Your Personal Finances

The Importance of Accountability to Your Personal Finances

Have you ever struggled to do something until someone asked you about it multiple times? Sometimes it can be hard to get things done without someone else checking in on us - or holding us accountable. This can be useful when it comes to managing your money too. Today,...

How to Use a Budget Binder To Manage Your Finances

How to Use a Budget Binder To Manage Your Finances

Are you ready to stop stressing about money and take control of your finances? Setting up a financial binder is a great way to do that! Today I'm going to tell you how to use a budget binder to manage your finances and get on top of your spending! A budget binder will...

The Budget Binder that Helped Me Get Out Of Student Loan Debt

The Budget Binder that Helped Me Get Out Of Student Loan Debt

It took me over a year after starting to get control of my finances to find a financial management system that actually works for me! I have always been a “pen and paper person” who likes to write everything down. After trying several different planners and budget...

Staying Motivated While Paying Off debt

Staying Motivated While Paying Off debt

Paying off debt is an important step towards financial freedom, but it can be one of the hardest. Becoming debt free takes a lot of patience and discipline. It's easy to get discouraged or distracted. Today, I'm going to be sharing my tops tips that will help you out...

April 2020 Budget and Debt Wrap Up

April 2020 Budget and Debt Wrap Up

It's the last day of April, which means it's time to do my April 2020 budget and debt wrap up! I tried so many different budgeting methods before I started using this system – nothing worked for me. Creating a budget wasn’t my problem, it was finding a way to stay...

The Unexpected Benefits of Paying Off Debt

The Unexpected Benefits of Paying Off Debt

Paying off debt can be life changing. It will reduce stress, free up more of your income, and give you more freedom on how to spend your time. But what are some of the more unexpected benefits of paying off debt?

7 Things I Won’t Cut Out of My Budget to Pay Off Debt

7 Things I Won’t Cut Out of My Budget to Pay Off Debt

My two top goals for this year are to pay off my best buy gift card and pay off my student loans. Working towards these goals requires me to stick to a pretty tight budget. However, there are some things I’m just not willing to cut out. I think it’s important to find a good balance when you’re working toward long term goals. Today, I’m going over the 7 things I won’t cut out of my budget to pay off debt!

How She Paid Off $16,000 in One Year – Become Debt Free

How She Paid Off $16,000 in One Year – Become Debt Free

When I started my job in August of 2018, it didn’t take me long to find a friend in one of my coworkers. Mercedes and I bonded over listening to the Dave Ramsey podcast and talking about paying off our debt – I know, we’re nerds! Mercedes paid became debt-free in 2019, so I asked her if she’d do an interview and share a little bit about her debt-free journey. Here’s what she had to say. I hope her story helps motivate you. You can become debt-free too!

Learn How to Stop Using Credit Cards – For Good!

Learn How to Stop Using Credit Cards – For Good!

If you have any amount of credit card debt you know how hard it can be to break the plastic swiping habit. Credit cards are just a way of life for many people and credit card debt isn’t always seen as a big deal. If you’re struggling with credit card debt, I have some ideas to help you learn how to stop using credit cards for good!

Is Student Loan Refinance Right for Me?

Is Student Loan Refinance Right for Me?

If you’re like most recent college graduates, student loan debt is one of the main financial stressors you face. There was over $1.56 trillion in student loan debt at the end of 2018. This debt is having a big impact on our economy and our spending habits. So what can you do? Today, we’re going to discuss student loan refinance — how does it work and is it right for you?