Paying Off Debt

If you’re struggling with debt you aren’t alone! Get started cleaning it up by learning how to create a plan to pay it off and get the tips and tricks I’ve learned on my own debt freedom journey!

Staying Motivated While Paying Off debt

Paying off debt is an important step towards financial freedom, but it can be one of the hardest. Becoming debt free takes a lot of patience and discipline. It's easy to get discouraged or distracted. Today, I'm going to be sharing my tops tips that will help you out...

April 2020 Budget and Debt Wrap Up

April 2020 Budget and Debt Wrap Up

It's the last day of April, which means it's time to do my April 2020 budget and debt wrap up! I tried so many different budgeting methods before I started using this system – nothing worked for me. Creating a budget wasn’t my problem, it was finding a way to stay...

The Unexpected Benefits of Paying Off Debt

The Unexpected Benefits of Paying Off Debt

Paying off debt can be life changing. It will reduce stress, free up more of your income, and give you more freedom on how to spend your time. But what are some of the more unexpected benefits of paying off debt?

7 Things I Won’t Cut Out of My Budget to Pay Off Debt

7 Things I Won’t Cut Out of My Budget to Pay Off Debt

My two top goals for this year are to pay off my best buy gift card and pay off my student loans. Working towards these goals requires me to stick to a pretty tight budget. However, there are some things I’m just not willing to cut out. I think it’s important to find a good balance when you’re working toward long term goals. Today, I’m going over the 7 things I won’t cut out of my budget to pay off debt!

How She Paid Off $16,000 in One Year – Become Debt Free

How She Paid Off $16,000 in One Year – Become Debt Free

When I started my job in August of 2018, it didn’t take me long to find a friend in one of my coworkers. Mercedes and I bonded over listening to the Dave Ramsey podcast and talking about paying off our debt – I know, we’re nerds! Mercedes paid became debt-free in 2019, so I asked her if she’d do an interview and share a little bit about her debt-free journey. Here’s what she had to say. I hope her story helps motivate you. You can become debt-free too!

Learn How to Stop Using Credit Cards – For Good!

Learn How to Stop Using Credit Cards – For Good!

If you have any amount of credit card debt you know how hard it can be to break the plastic swiping habit. Credit cards are just a way of life for many people and credit card debt isn’t always seen as a big deal. If you’re struggling with credit card debt, I have some ideas to help you learn how to stop using credit cards for good!

Is Student Loan Refinance Right for Me?

Is Student Loan Refinance Right for Me?

If you’re like most recent college graduates, student loan debt is one of the main financial stressors you face. There was over $1.56 trillion in student loan debt at the end of 2018. This debt is having a big impact on our economy and our spending habits. So what can you do? Today, we’re going to discuss student loan refinance — how does it work and is it right for you?

How To Calculate Net Worth (+FREE net worth worksheet!)

How To Calculate Net Worth (+FREE net worth worksheet!)

Calculating and tracking your net worth is an important part of managing your finances. Many people avoid calculating their net worth because they think it’s complicated or don’t understand why it’s important and how helpful it can be in managing their finances. Figuring out your net worth is really easy! It can tell you a lot about your financial situation and helps you understand your financial habits if tracked regularly. Let’s talk about why and how to calculate your net worth!

Getting Out of Debt: Snowball vs. Avalanche Method

Getting Out of Debt: Snowball vs. Avalanche Method

Paying off debt allows you to spend your income on your future instead of your past. Stop for just a minute and think about how much extra money you would have without loan payments. Sounds like a nice amount to keep in your pocket doesn’t it? Let’s walk through two payment methods and how they work. Then I’ll help you decide which method will work better for your financial journey!

Student Loans 101: The Basics of Federal Financial Aid

Student Loans 101: The Basics of Federal Financial Aid

This article is one I have been so anxious to write. Student loans are a huge burden on many people. I believe there needs to be better education surrounding the financial aid system and the basics of financial aid; a lot of students have no ideas what loans they have or how they work, even while paying them back. This post will walk through the basics of federal financial aid and discuss some of the big issues surrounding them.